Knoxville 's Fully Remote Title Company
About Brittany Alexander,
Owner of Rocky Top Title
Welcome to Rocky Top Title! I'm Brittany Alexander, and I'm thrilled to have you here. After nearly a decade of experience in the real estate title industry, I decided to take a leap of faith and start my own company. My journey in this field has taken me across Florida, Minnesota, and Tennessee, where I worked remotely for a national title company for the past three years.
During my time in the industry, I noticed a gap in the market: there were no fully remote or mobile title companies in Knoxville. This realization inspired me to create Rocky Top Title, the first of its kind in the area!
At Rocky Top Title, I offer a unique, client-focused approach. I travel to meet your clients, whether it’s to pick up earnest money, facilitate closings, or address any needs that arise throughout the process. I’m equipped to handle all types of properties in Tennessee, both residential and commercial.
Got clients who need to sign documents out of state? No problem! I’m here to make the closing process as seamless as possible.
My goal is to earn your business by providing exceptional service and a wealth of knowledge in the title industry. I’m always happy to help, so please don’t hesitate to reach out!
Thank you for considering Rocky Top Title. I look forward to working with you!
FAQ
Frequently Asked Questions
What is title insurance?
This is something that is provided to the new buyer at the time of purchase. Title insurance protects the new buyer/owner (financially and with legal defense) if a title-related loss or claim arises after closing. There is a one-time fee involved based on the sales price, and the buyer and seller typically negotiate within the sales contract who will pay this one-time fee at closing.
What do the buyer and seller need to bring to a closing?
The buyer needs to bring the following items:
The seller needs to bring the following items:
- Driver’s license
- Funds required for the closing (which must be a wire transfer)
The seller needs to bring the following items:
- Driver’s license
- Key (even if there is a leaseback)
- Voided check (if the proceeds will be wired)
Once everyone signs, what happens next?
The funding process begins which can take several hours before the property is completely funded and the title company can release the keys. The lender and buyer wires will arrive at the title company. The lender must also approve all buyer-signed documents.
When we receive all signed documents, all funds, and authorization from the buyer’s lender to disburse, then we can notify all parties of the completed transaction. Most closings take about 24 hours or less.
When we receive all signed documents, all funds, and authorization from the buyer’s lender to disburse, then we can notify all parties of the completed transaction. Most closings take about 24 hours or less.
Why might a seller's mortgage payoff be higher on the closing statement than what the principal balance shows?
Sellers need to take into account the interest through the closing date since mortgages are paid in arrears.
Why might a seller pay the taxes on the closing statement if they escrow their property taxes?
The title company wants to ensure that the taxes are paid, so they must collect for the taxes on the closing statement. After the seller’s loan is paid off, then their lender will issue a refund of all amounts held in the escrow account. This process often takes 30 - 45 days.
Request a Free Title Insurance Quote
What are you waiting for? Contact us today to get started.